Construction Loan - Home Repair

Vietnamese individuals

Aged 18 years or older

Loan amount: depending on the construction and repair plan

Loan period: up to 180 months

Loan repayment grace period: up to 6 months

Competitive interest rate: calculated on the actual outstanding balance (debit balance)

Flexible disbursement method: disburse once or many times according to the actual construction progress

Debt payment method: monthly interest and

Capital paid monthly or periodically ≤ 6 months/time by the method of regular contribution; or

Tiered capital increase 10-20%/year or pay according to customer's cash flow

Have a stable source of income and be able to repay the loan

Collateral: other houses and land owned by customers or family members

Register online; or

Contact Asia Commercial Bank (ACB) for consultation.

The nearest ACB branch or sub-branch; or

247 Contact Center at 1900 54 54 86 - (08) 38 247 247

Loan request form and loan funds usage plan (form provided by ACB)

Personal documents:

ID card/Passport;

Household Registration Book;

Certificate of marital status (Marriage registration certificate, etc.).

Proof of incomes: Labor contract, Bank account statement, etc.

Ownership Certificate related to the collateral.

ACB appraises, approves loan profile, and client receives notification of approval results

Client prepares documents and finishes procedures before disbursement.

Disbursement