Overview of ACB
Asia Commercial Joint Stock Bank (ACB)
ACB is one of the leading joint stock commercial banks in Vietnam, with a network of branches and transaction offices spanning 49 provinces out of 63 in the country and has more than 13,000 employees, with many variety of products and services.
Message, vision and mission of ACB
Message from the President
Directing the innovation of thinking, raising awareness about applying technology to work and processes. The digitization of the process is not only the work of the specialized units but the work of all, right from the units performing their functions and duties.
Xem chi tiết 
Vision
ACB in its 5-year development strategy, period 2019-2024, has a vision to be a leading retail bank, with high gross income growth, the best customer experience, and a high profit margin. return on equity (ROE) of 20%/year or more; focus on target segments in individual customers, small and medium enterprises, and selectively develop large corporate customers.
Mission
Building a team of qualified staff, good ethics, modern working style in an effective and professional working environment. Creating sustainable investment value for owners, shareholders, partners and customers based on professionalism in the investment organization, honesty and fairness.
ACB operates on five core values
01.
Integrity
We face problems directly, choose to handle them directly, transparently and clearly deal with bad situations, do not lie, uphold honesty and kindness.
02.
Careful
In the face of risks, we promote carefulness, respect and compliance with ACB's discipline and regulations. This value creates the unity, transparency and difference of ACB.
03.
Modernize
We are always progressive, constantly learning, not afraid to change to develop and innovate together with ACB and the Vietnamese banking industry. Innovate to pioneer!
04.
Harmony
We are always aware of the harmonization of interests between ACB and related parties to maintain long-term, solid relationships.
05.
Effective
Effective thinking for each individual, effective leadership in each unit, effective business to create the power and difference of the system.
Achievements
Awards, latest notable events of ACB
Bank size
By the end of 2022, ACB has 90 branches and 294 transaction offices, totaling 384 units, present in 49 provinces out of 63 provinces nationwide. ACB's branches and transaction offices are mainly located in Ho Chi Minh City. Ho Chi Minh and Hanoi.
Staff
Branch
Transaction
ATM & CDM
Province
Press Release
2022: ACB Outstanding growth scale, bad debt ratio below 1% for 7 consecutive years
(HCMC) - Overcoming many challenges, ACB ended 2022 with a consolidated pre-tax profit of VND 17.1 trillion, reaching 114% of the year plan; credit reached 413.7 trillion dong, up 14.3% and deposits reached 414 trillion dong, up 9% compared to 2021.
Many preferential loan interest packages, up to 3% at ACB
(HCMC) - From February 23, 2023, ACB officially launched a preferential loan interest rate package with a scale of up to VND 20,000 billion for corporate customers (Corporate customers), individual customers (Science and Technology) and has preferential rates. Maximum discount of 3% loan interest compared to the intere
ACB promotes bilateral payment implementation with Ho Chi Minh City State Treasury
(Ho Chi Minh City) – With the trust of the Central State Treasury on the implementation of bilateral payment of the entire State Treasury system in 64 provinces, on April 26, ACB and the State Treasury of Ho Chi Minh City approved organize a preliminary conference on pilot review and implementation of expanded bilatera