Individuals of Vietnamese nationality
Aged 18 years or older
Secured personal loan
Financial solutions for living expenditures of clients and family members
Features
Suitable
Loan amount is according to client’s needs, repayment capability, and loan purposes
Flexible
Flexible repayment: monthly or quarterly interest payment; principal repayment is made periodically but not longer than 6-month interval
Quick
Simple procedure, quick processing time
Eligible clients
Benefits
Loan amount: according to customer needs, debt repayment capability, and loan purpose
Competitive interest rate on the outstanding loan (remaining loan)
Flexible loan term, up to 120 months
Flexible repayment: monthly or quarterly interest payment; principal repayment is made periodically but not longer than 6-month interval
Simple procedure, quick processing time
Loan conditions
Loan purpose is living expenditures that can be defined and comply with statutory regulations
Client must have source of incomes as proof of repayment capability
Client must have assets to be pledged as security: real estates, movable properties, valuable papers
Register for secured personal loan
Step 1
Register online; or
Contact Asia Commercial Bank (ACB) for consultation.
The nearest ACB branch or sub-branch; or
247 Contact Center at 1900 54 54 86 - (08) 38 247 247
Step 2
Client prepares and submits documents following ACB's consultation
Loan request form and loan funds usage plan (form provided by ACB)
Personal documents:
ID card/Passport;
Household Registration Book; and
Certificate of marital status (Marriage registration certificate, etc.).
Proof of incomes: Labor contract, Bank account statement, etc.
Ownership certificate(s) related to the collateral.
Step 3
ACB appraises, approves loan profile, and client receives notification of approval results
Step 4
Client prepares documents and finishes procedures before disbursement.
Step 5
Disbursement