Simple procedure, quick processing time
Working Capital Loan
Financing clients who are in need of funds for materials, supplies, etc. for manufacturing and production
Features
Simple
Flexible
Loan term is structured to suit the client’s business cycle.
Various loan types
There are various loan types: one time loan or personal credit line
Eligible clients
Individuals of Vietnamese nationality
Aged 18 years or older.
Benefits
Loan information
Minimum loan amount: VND 100 million
Maximum loan amount:
- For one time loan or personal credit line: depending on production plan, collateral value and the client’s repayment capability
- Discount loan: up to VND 2 billion
Attractive interest rate: on remaining balance
Loan term: up to 12 months
Method
Flexible repayment method: monthly or quarterly interest repayment; principal repayment at the end of the period or according to the Debt Acknowledgment Agreement
Simple procedure, quick processing time
Lending conditions
Client operates business activities lawfully
Client has a feasible business plan and incomes are generated from business activities
Clients has assets available as collaterals, such as real estates, movable properties, valuable papers
Register for a working capital loan
Step 1
Register online; or
Contact Asia Commercial Bank (ACB) for consultation.
The nearest ACB branch or sub-branch; or
247 Contact Center at 1900 54 54 86 - (08) 38 247 247
Step 2
Client prepares and submits documents following ACB's consultation
Loan request form and loan funds usage plan (form provided by ACB)
Personal documents:
ID card/Passport;
Household Registration Book;
Certificate of marital status (Marriage registration certificate, etc.).
Proof of incomes: Labor contract, Bank account statement, etc.
Ownership Certificate related to the collateral.
Step 3
ACB appraises, approves loan profile, and client receives notification of approval results
Step 4
Client prepares documents and finishes procedures before disbursement.
Bước 5Step
Disbursement