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ACB Visa Platinum Card

ACB

Savings your own way with up to 10% cashback on supermarket spending with ACB Visa Platinum credit card.

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Up to 10% cashback at supermarkets and convenience stores

Cashback up to 10% at supermarkets and convenience stores such as Co-opmart, Winmart, Lotte, BigC, Aeon Mall, Family Mart, Circle K, etc.

0.5% cashback on all other spending

Cashback up to VND 3.6 million/year

0% Installment

Make big spending into small monthly transactions effortlessly with 0% installment
ACB

Card opening offers

Say goodbye to worries about fees, use free cards, and enjoy daily deals. With an ACB international credit card, you are entitled to a LIFETIME free annual fee with eligible spending within 30 days from the date of card opening.
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Features

Up to 10% cashback on supermarket spending

10% cashback of spending at supermarkets and convenience stores for Cardholders who have a salary account at ACB at the time of card opening and issuance; 6% cashback for other Cardholders

0.5% cashback on all other spending (*)

Cashback up to VND 300,000/statement 

Instructions for cashback claims on credit cards via ACB Online (ACBO) 

Installment payment with 0% interest and 0% fee, anytime, anywhere on ACB ONE app

Apply for 100% installment payment via the ACB ONE app with transactions from VND 3 million.

Installment payments of 0% interest and 0% fee for 3-month term and competitive fees for 6-month, 9-month, and 12-month terms.

Installment payments of 0% interest and 0% fee at more than 150 affiliate partners in various fields

Apply for 100% installment payment via the ACB ONE app with transactions starting at VND 3 million

Installment payments of 0% interest and 0% fee for 3-month term and competitive fees for 6-month, 9-month, and 12-month terms.

Installment payments for cash withdrawals of VND 3 million and above: 0% interest and competitive fees

Installment transaction conversion fee: only 1% of the initial installment amount, to be paid once only.

Installment transaction management fee: 0.75% per monthly statement cycle over the initial installment amount. 

Benefits

Other privileges

Free Visa Concierge Global Support service anywhere in the world

Just call 12011169 (English language), you shall be consulted immediately and served attentively by a team of professionals to help you plan, and save valuable time:

Travel: planning trips; booking flights, hotels, airport support services, etc.

Sports and entertainment: providing information; recommending and booking restaurants, health clubs, sporting events, entertainment, golf courses, shopping spots, etc.

Global support for business demands, translation service and flowers and gifts service

Prioritized assistance in case of emergency

Card year-end summary

A summary is sent to cardholders at the end of each year in which transactions on Visa Platinum credit cards during the year are briefly summarized by spending categories (restaurants, shopping, travel, etc.) to provide Visa Platinum cardholders with an overview of spending within the year and prepare spending plan for the upcoming year.

Convenience

Spend now, pay later, interest-free up to 55 days

Pay only 5% of the monthly spending

Flexible cash withdrawals at ATMs around the world

Pay for goods and services at merchants with the Visa logo globally

Contactless Chip technology enables quick payments with just one touch -convenient and safe.

Manage card transactions anytime, anywhere; pay electricity, water, and phone bills, etc., with 247 Contact Center, ACB ONE Digital Banking, SMS, etc.

Use convenient services: ACB ONE Digital Banking, 247 Contact Center, etc. for account inquiries, transaction statements, transfers, stock information, and for payments of electricity, water, telephone, internet, cable TV, insurance premium, etc.

Clients can make monthly periodic payments to ACB by registering to automatically deduct money from their personal current accounts with ACB or through 247 Contact Center without having to bring cash to ACB.

Savings

Cardholders are entitled to ACB's preferential shopping programs as applicable from time to time.

The balance in the escrow account will be entitled to ACB’s 12-month deposit interest rate as applicable from time to time.

Safety

Free yourself of the risk of having to carry too much cash during business or domestic travel trips.

Good card security feature. A lost card does not mean a loss of money if the cardholder promptly informs ACB.

Card Issuance Process

Please contact Asia Commercial Bank (ACB) for advice on card eligibility criteria and card application.

ACB branches/sub-branches nationwide

Card Center Customer Service: (028) 38 222 022

Hanoi Card Center Customer Service: (024) 35 667 918

247 Contact Center: 1900 54 ; 86 - (028) 38 247 247 - 1800 57 77 75

Prepare documents according to the guidance of consultants

Card application form

Proof of income (Salary confirmation, Employment confirmation, etc.)

Personal identity papers (I.D. card, Passport, Household Registration Book, etc.)

Other documents as prescribed

Submit your application to the nearest branch/sub-branch

Submit the Application form and documents to the nearest ACB branches/sub-branches

Receive Card and PIN

Receive your Card and PIN at ACB branches/sub-branches

References

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