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SUN – Bright Living Investment Insurance

SUN: BRIGHT LIVING: Light up tomorrow. Are you planning a brighter future for yourself and your family? SUN - Bright Living is a combination of insurance solution and smart investment which enables you to savor life.

Features

5 distinctive and classy investment funds to optimize cash flow

Always be prepared to seize the opportunity

Protection up to 290 times Annual basic premium (*)

Be more resilient in the face of difficulties.

4 Rights to flexibly adjust between investment and protection

Quickly adapt to change.

Special privileges for clients of Golden Health program (**)

Encouragement to clients to live healthily.

3 attractive and easy-to-receive bonuses

More financial prosperity

General information

Age of participation: 30 days old–65 years old 

Age at the end of the contract: 85 years old 

Policy term: up to 85 years old 

Premium term: equal to the Policy term. However, clients can pay flexible premiums starting from Contract year 5. 

Planned mode of premium: annual, semi-annual, or quarterly 

Prominent benefits

5 different and classy investment funds to help optimize cash flow

5 investment fund options are designed based on different investment goals and tastes with diverse investment portfolios such as stocks, bonds, deposits, etc.

Note:

  • Listed and Unlisted Securities 
  • Listed stocks belong to four sectors as main contributors to GDP in the long term. 
  • Listed stocks with good growth potential, satisfy both the criteria of market capitalization and average daily trading value, and are attractive to foreign investors. 

Investment instruments with stable income (government bonds, placements at credit institutions, etc.) 
Investment instruments with stable income (including government bonds, corporate bonds, certificates of deposit, and placements at credit institutions, etc.) 

 

4 Rights to flexibly adjust between investment and protection

Withdraw money at any time as per demand.

Flexibility to pay premiums from the 5th Contract year according to financial capacity.

Flexibility to change the Coverage amount from Policy Year 3 as protection needs change.

Actively invest more and adjust investment plans at any time.

3 attractive and easy-to-receive bonuses

Receive attractive bonuses to increase investment efficiency

  • Contract maintenance bonus
  • Contract Year Anniversary Day
  • Solid Start Bonus (*)
  • Special Bonus 
  • Special Bonus 
    (*) At the contract month anniversary, immediately after the consideration period ends.
Protection up to 299 times the Annual basic premium (*)

Financial protection solution, maintaining a peaceful life for the family against risks to the breadwinner, who is the Insured.

a. Death benefit:

Before the contract year anniversary, immediately after the age of 70 From the contract year anniversary right after the age of 70
The insurance amount plus account value Greater value between insured amount and account value

b. Benefits for Total and Permanent Disability before the Contract Year Anniversary immediately after age 66: 

Insurance amount plus account value 

c. Guaranteed to increase the insurance amount without appraisal 

At one of the following events: 

The insured person gets married. 

The insured person or Insured person's wife gives birth to or adopts a child. 

The Insured Person's child starts elementary/middle school/high school/college 

The Insured person's spouse dies due to an accident. 

Exclusive privileges for Clients of Golden Health program (**)

(*) If the insured person dies or is totally and permanently disabled, depending on the age and gender of the insured,

(**) Apply for Sun Life Vietnam's promotion program "Bright Living - Golden Health". 

References

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